If you were an individual, would you prefer to receive a cash dividend, stock dividend, or stock split?

submitted by anonymous

Marbled

I'd go with a stock split. It makes my shares more affordable so it's easier to add shares. Plus, I might see a bigger boost in the stock's price later on. when the price comes down, new investors find it easier to jump in.

melbatoast

I'd probably prefer to receive a cash dividend since it provides immediate liquidity. I can use that for other expenses or investments elsewhere. Stock dividends or splits are nice for long-term growth, but cash gives more flexibility right now.

oymate

I'd choose a cash dividend because I like having money now. Stock dividends and splits are cool, but I'd rather have cash to spend or save instead of more shares I don't need right away.

smellsworth

From an accounting perspective, cash dividends are straightforward. They're taxable when received, and you get liquidity. Stock dividends and splits are non-taxable. They just change your share count or adjust the stock prices slightly, but they don't provide immediate cash.

isaac

I just so happen to be an individual.

If it were me, I'd pick the cash dividend. It's nice to get actual money, and I can decide what to do with it. I can use it without having to sell my shares, so they keep working for me as long as I decide to hold them.

vee dub

I'd prefer a stock dividend or split because they show a company is doing well. I can reinvest stock dividends can help grow my position without additional out of pocket costs.

smerty

Honestly, I'd probably pick a stock split. More shares for the same price! It feels like a little bonus, even if it's not cash. But if I need cash for something, a dividend is the way to go.

thetaxmancometh

I'd lean towards a stock dividend or split since they're generally not taxable until I sell the shares. Cash dividends, however, get taxed right away, so it depends if I want the immediate cash or prefer to defer taxes.

furneth

I'd prefer a stock split because it usually makes the stock more affordable for new investors, which could boost demand and drive the price up. It's more about future potential than immediate cash for me.

juice

If I'm thinking practically, cash dividends are the safest choice because they give you actual money you can use or reinvest. Stock dividends or splits are nice, but they don't help if you need cash now.